These are common insurance questions that we receive. Please select the question that you would like answered and you will be linked to a detailed answer. If you have an insurance question that is not on this page, please contact us! If you have a question, chances are someone else is wondering the same thing!
Will my insurance go up if I file a claim?
How much coverage do I need and what does my policy cover?
Why does my car insurance increase when I have no tickets, no accidents, and my car is getting older each year?
Are custom parts and equipment, such as a lift kit or custom wheels and tires, covered on my auto policy?
If I rent a U-Haul is it covered under my auto policy?
Will a DUI affect my insurance?
Am I covered if I hit an animal?
What happens if my car is totaled and I owe more than it is worth?
What if my car is totaled and I don’t have a replacement yet?
What does my policy cover?
Why are manufactured homes so expensive to insure?
Does home insurance cover septic problems?
Are certain dog breeds restricted?
If a neighbors tree falls on my house, who is responsible?
ATV, Motorcycle, Boat
Do I really need insurance for an ATV, motorcycle, or boat?
Does a motorcycle policy cover other riders?
My neighbor’s tree fell on my house. Who is responsible?