These are common insurance questions that we receive.
Please select the question that you would like answered and you will be linked to a detailed answer. If you have an insurance question that is not on this page, please contact us! If you have a question, chances are someone else is wondering the same thing!
General
Will my insurance go up if I file a claim?
Auto
How much coverage do I need and what does my policy cover?
Tips for saving money on your auto insurance policy.
If I rent a U-Haul is it covered under my auto policy?
Will a DUI affect my insurance?
Am I covered if I hit an animal?
What happens if my car is totaled and I owe more than it is worth?
What if my car is totaled and I don’t have a replacement yet?
Home
If I have homeowners insurance, what am I covered for?
What is replacement cost vs. actual cash value
Why is the coverage for my house higher than the market value?
How to I save money on my homeowners insurance?
Why are manufactured homes so expensive to insure?
Does home insurance cover septic problems?
Are certain dog breeds restricted?
If a neighbors tree falls on my house, who is responsible?
ATV, Motorcycle, Boat
Do I really need insurance for an ATV, motorcycle, or boat?
Does a motorcycle policy cover other riders?